Florida insurance companies have 90 days to settle a claim after it has been officially filed. Florida insurance companies also have specific time frames in which they must recognize the claim and then decide whether to accept it or not, before paying the final settlement. The insurance company usually has about 30 days to investigate your claim. The average car insurance claim period is 30 days.
However, the time it takes to fully settle a car insurance claim depends on several factors. These can include the severity of the accident, injuries, and issues of fault.